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Simple Checking

Need a fresh financial start? We’ve got your back.

Start fresh with simple checking

Want an account that is straightforward with just the basics? If you want a free* checking account that helps you on your journey in establishing good credit, paying bills, accessing your money at ATMs or store purchases, all without worrying about minimum deposits—Simple may be the checking account for you.

Features that make checking easy and simple

  • Easily manage your account with no monthly service fee
  • Get started with no minimum opening deposit
  • Quick access to your funds with a Visa® Debit Card
  • Convenient Online and Mobile Banking access


If you're in need of a new debit card, but can't wait for the mail to arrive, we've got you covered. Stop by any Georgia United branch location and we'll provide a replacement card to you instantly!

Choose from several design options including our Georgia Bulldogs® Debit Cards to show your team pride everywhere you spend. Cards available for instant issue include our Bulldog Head and Georgia United designs.

Ready to get started?

We'll help you find the checking account that is right for you. There are several convenient ways you can apply.
*Overdraft/returned item fees may apply, see Share Rate and Fee Schedule for additional fees that may apply.