*You may have no more than six (6) preauthorized, automatic, telephone, or online transfers from this account to another account of yours or to a third party in any month. You will receive two (2) free withdrawals per month, thereafter your account may be subject to a fee or be closed. A preauthorized transfer includes any arrangement made to pay a third party from your account, including ACH. For a Money Market Savings, you will receive three (3) free withdrawals per month. For a Christmas Club account, the entire balance will be transferred to another account of yours on or after November 1 and the account will remain open. For Christmas Club accounts, there will be a fee for withdrawals made January 1 - October 31. For Vacation Club accounts, one (1) free withdrawal is allowed per quarter, thereafter a fee for each withdrawal.
**Account must be kept active with a $5 minimum balance to avoid service charges. For a Money Market Savings, account must maintain an average daily balance of $1,000 to avoid service charges; otherwise $5.00 fee per month. See Georgia United's Share Rate and Fee Schedule for more details.
***APY = Annual Percentage Yield. APY and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account is opened. Fees could reduce the earnings on the account. Overdraft/returned item fees may apply, see Share Rate and Fee Schedule for additional fees that may apply. CDs, the minimum deposit and minimum balance required to earn the advertised APY is $1,000; early withdrawal penalties may apply.
****Not intended as tax advice. Please consult a tax professional before making decisions regarding your IRA.