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Gear Up For Gameday & Score the Benefits

Show your support for Georgia's finest college athletes everywhere you go and with every purchase you make! As a loyal fan, you'll win big with a free checking account that earns competitive interest.

Whether you're home or on the road, your Georgia United Debit Card will provide you with security and convenience worldwide.

  • Zero liability on fraudulent purchases
  • Freeze a lost or stolen card online to prevent unwanted purchases
  • Compatible with Apple Pay®, Google Pay™, Samsung Pay® and Visa Checkout®
  • Access to over 100,000 surcharge-free ATMs nationwide and overseas

Earn Interest With A Free* Checking Account

Our Unified Checking Account is a truly free account that's packed with features that make banking easier and more rewarding.

  • Earn up to 1.00% APY* on balances up to $15,000
  • Receive up to $10* in ATM refunds monthly
  • No monthly service fees or minimum balance requirement
  • Mobile Banking and Mobile Deposit**

Learn More


Show Your Pride Today!

Prove your fan loyalty with a Georgia United Debit Card that sports your favorite college team's logo. View all card designs:

Open a checking account online or visit any Georgia United Credit Union branch and request your debit card. Our Bulldog Head and White Honeycomb design are available immediately in branch or request another design and receive it by mail. For more information or questions call 888.493.4328


I have been with the Georgia United Credit Union family for many years and their customer service is number one and they always go the extra mile to make sure you are taken care of with a smile.
- Bobby J.
Been with Georgia United for a very long time and they are awesome. Whether I had 20 bucks in the account or 100 thousand, you are treated the same, with dignity and respect.
- Guy K.
I've always had near Chick-fil-A level customer service; especially by phone, which is crucial as I now live outside the state of Georgia.
- Wanda C.
The representative was personable, knowledgeable and efficient. Further, the representative was extremely patient as I explained my issue. Resolution to my concern exceeded expectations.
- Cynthia H.
I received great service from the Georgia United representative during a difficult time in my life. I sincerely appreciate her help and understanding.
- Kamden R.
Friendly, knowledgeable staff. Very quick with responding to people. I have been a member since 2005 when it was State Employee's Credit Union and have always loved the service you still provide.
- Lola P.
Since I have been a member, I have always received attention that exceeds the normal in professionalism and courtesy.
- Luis C.

Score Your Debit Card Today!

*APY = Annual Percentage Yield. Rate may change after account is opened. The APY is accurate as of the last dividend declaration date. To earn 1.00% APY on up to $15,000 of the average daily account balance and to receive up to $10 per month in non-Georgia United ATM surcharge fee refunds, there is no minimum account balance requirement; however, the account must perform at least 15 Georgia United debit and/or credit card transactions during the month, have a monthly direct deposit of $500 or more and be enrolled in E-Statements; remaining average daily account balances in excess of $15,000 will earn 0.05% APY. If the listed qualifiers for the 1.00% APY have not been met, 0.05% APY will be earned. Overdraft/returned item fees may apply, see fee schedule for additional fees that may apply. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. 

**Items transmitted using this service are not subject to the funds availability requirements of the Federal Reserve Board Regulation CC. Deposits accepted using this service will be available within two business days. Georgia United may make such funds available sooner.

Apple Pay, iPhone, Apple Watch, iPad, and the Apple Pay logo are registered trademarks of Apple Inc.  Google Pay, Android, and the Google Pay logo are trademarks of Google LLC. Samsung, Samsung Pay, and the Samsung Pay logo are registered trademarks of Samsung Electronics Co., Ltd. Visa Checkout is a registered trademark of Visa International Service Association. Third party data, messaging and internet service provider fees may apply.

Insured by NCUA.