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Certificates of Deposit (CD)

Discover the power of saving with a Georgia United high-yield certificate of deposit (CD). Watch your investments grow with secure returns that are guaranteed to give you peace of mind.
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GET OUR BEST SAVINGS RATES

When you want your savings to grow regardless of market fluctuations, a Georgia United CD could be a great choice. CDs offer a safe and secure savings option with guaranteed returns so you can save with confidence. If you have cash stashed away in a savings account with no immediate plans to use it, transfer your funds to a Georgia United CD and watch your savings grow with our best savings rates. 

Limited Time CD Rates

Make a new deposit to unlock these special promo rates! Renewing? Add to your balance and enjoy the same great deal.

15 Month

Certificate of Deposit
4.00%
APY*

27 Month

Certificate of Deposit
3.75%
APY*

See How CDs work for you

A CD offers a fixed rate, ensuring you know exactly what you'll earn. Lock in your savings rate for a set term. When your CD matures, renew it or transfer the funds to your savings or checking account. 

  • Only $1,000 to open
  • No opening or monthly maintenance fees
  • Fixed rate that doesn't rely on the fluctuating market
  • NCUA insured

CHOOSE THE CD THAT'S RIGHT FOR YOU

Certificates of Deposit Terms Dividend Rate Annual Percentage Yield (APY)
3 months 2.67% 2.70%
6 months 2.81% 2.85%
12 months 3.30% 3.35%
18 months 3.20% 3.25%
24 months 3.01% 3.05%
36 months 2.96% 3.00%
48 months 3.20% 3.25%
60 months 3.20% 3.25%

Open a Georgia United Certificate of Deposit Today

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*APY = Annual Percentage Yield and Dividend Rate are accurate as of the last dividend declaration date, and may change after the account matures. The minimum deposit and minimum balance required to earn the advertised APY is $1,000. Penalty will be imposed for early withdrawal and fees could reduce the earnings on the account, see  terms and conditions for additional restrictions and fees that may apply. Membership and eligibility requirements apply. Membership requires a $5 one-time, nonrefundable membership fee, and a minimum initial deposit of $5.

For Special Certificates, the minimum deposit to earn the advertised APY is $1,000, and the funds cannot currently be in a Georgia United account. The terms of a Special Certificate account expire at the time of renewal. Special Certificate will roll over to the closest similar term available at the time of renewal at the prevailing dividend rate.

Rates effective as of